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Family Governance Can Help Preserve Your Family Wealth for Generations

Inherited wealth can be a blessing or a curse. It can empower families to enjoy freedom and comfort throughout their lifetime and enable them to make positive contributions to the community. Or it can result in overindulgence, laziness and lead to infighting within the family.

Without a solid plan, a family can expect to sit by and watch their financial assets disappear in the process of handing down wealth to new generations. Worst of all, when it happens, the family often fragments and relationships are destroyed.

Regrettably, the axiom "shirt sleeves to shirt sleeves in three generations" has truly been the case for a countless number of affluent families. A great deal of this failure can be linked to traditional estate planning which only recognizes financial assets at the expense of ignoring intellectual wealth and human wealth.

Intellectual wealth consists of knowledge, education and life experiences of family members. Human wealth is the persons and their life satisfacti…

How to Decorate a Cake For Your Family

A cake can be used for various functions such as celebrating weddings, birthdays or even served as a dessert after meals. As with any other food item, how you decorate a cake and present it makes people want to eat it when given a choice of other cakes. Cake decorating is an art which one perfects with practice. It requires someone with talent, one who is able to think outside the box, visualize an idea and with a creative mind, bring out something truly beautiful and impressive.

When learning how to decorate a cake you require information on the correct tools and supplies that you will need. You can purchase them at any available craft and food supply store. Once you are armed with the tools and supplies, good recipes for the cake and the basic techniques on how to go about producing your masterpiece, all you now require is your mind to come up with creative ideas. When going about decorating your cake, you have total freedom in deciding how you will use the icing or frosting. You wil…

How to Find an Affordable House For Your Family

Thanks to a fairly recent boom in the housing market, home prices went through the roof - and despite recent depreciation across the U.S., home values still remain high. This makes getting into an affordable house difficult for first-time home buyers on a tight budget.

However, there are options and if you want to learn how to buy an affordable house that you can actually afford, keep reading.

1. Go for Foreclosures or Short Sales

While foreclosure and short sale homes are often in disrepair thanks to neglect or vandalism by the evicted previous owner, they can often present a great bargain opportunity.

Provided you're willing to put in some work, foreclosure and short sale homes can often be easily fixed up with little more than cosmetic renovations.

2. Don't Bite Off More Than you Can Chew

Just because you're buying a home for a cheaper price, doesn't mean you should settle for one that's not in livable condition or in need of major repairs.

An affordable home purchase …

Getting Set for Your Family Boating Vacation

One should plan vacations in detail. It is like moving house and the entire family for a short spell, to a place away from your usual home. Let us see what the different things are needed for a vacation in general.

Budgeting
This is the biggest item on the agenda, but once you have crossed this hurdle, you will find the rest of the planning is very easy. If you have restrictions on money, then you can either find budget tours where one has discounts for taking certain routes or you can go on a group tour.

Choosing the location
This is also easy. Look up a few travel agents to help you decide what are the best locations available. Many of them will be able to bundle the tour itinerary so that several offers are available. These offers could be visits to tourists spots along the way, stay at hotels or entertainment in the leisure time.

Preparing the provisions and things to carry
Depending on the type and time of vacation, you would need different items. A hunting vacation is different from a…

Email List - How To Build One For Your Family Business

Discover how to build an email list with these few simple steps:

Owning and running a family business means that you are juggling many roles. It is important therefore to automate as much of the technical "stuff" as possible. Starting with your email list, it is THE most important marketing tool you have at your disposal which can be easily set up, maintained and most importantly reviewed. If you plan to sell your product and/or services online updating your company website is a priority.

    Make sure your website is up to date with all the relevant Product details, price, any discounts available. Test it yourself, is it easy to navigate and buy a product? Add a contact page. Put all your social media links on your site. Have an email list opt-in page to enable you to keep them up to date.
    Create social media accounts in any relevant social media network. LinkedIn is not the only B2B network, you can do business via Facebook, Twitter and even Quora. Pinterest may be the…

lights At Your Swimming Pools

Based on what type of pool you've got, there are various forms of lights you may use to earn your pool seem spectacular. Lights for the fountains arrive in large or little sizes. Floating lights are offered in round disc designs together with in stylish lantern designs. Pool lights can be bought from physical retailers or internet retailers. Pool lights aren't solely beautiful, they enhance safety. See what exactly is available whenever you are buying the pool lights. There are various pool lights out there.



In regards to keeping a clean and optimally safe pool, you absolutely want to think about the advantages of installing an above ground saltwater pool. In-ground pools need comparatively large sum of space. A pool is a well-known accession to the house offering the enjoyment of cooling off in the summertime and continuing relaxation. Swimming pools light can be lots of fun particularly if you have kids. To begin with, you must establish where the pool …

Life Insurance - Financial Security For Your Family

In the recent times, insurance has become necessary for every person. Several insurances schemes are in the limelight such as car insurance, home insurance, etc. Life insurance is one of the major insurance schemes. It has become a major requirement for the people nowadays.

Every person wants the bright future for his family. He tries his best in order to accomplish this purpose. But, a prominent tension remains in the minds of everyone, i.e., what will happen of his family after his death. Life insurance is the plan which helps the family a person if he faces a sudden death due to an accident or any type of serious illness.

One has to register himself to an insurance company in order to purchase a policy. The company verifies his or her details and after complete verification, the policy is provided to a person. The company charges some amount after a fixed interval from the holder which is termed as "premium". On the other hand, the company promises to pay a big amount of mo…