Freedrom For Your Family

Having health insurance is very important for a secure family. Health insurance gives you the freedom to get the medical help you need, when you need it. Many families that do not have insurance will put off going to the doctor for the fear of the bill. This can be a detrimental if not fatal mistake to make. Health insurance is necessary for healthy children. Children often do not get the healthcare they need because of their families inability to pay for it out of pocket. Well checks are ignored, immunizations are skipped and early signs of many serious illnesses are missed because a child was not taken to a doctor at the appropriate time. A child without proper medical care can suffer in many ways. Their development can be slowed or halted. School work may suffer do to health conditions that are not treated. What many parents do not understand is that a child that is unhealthy often suffers impaired brain function. Many children with learning problems actually have dig...

What are family PPO plans? A Preferred Provider Organization (PPO) is insurance that contracts with a number of different physicians and hospitals to secure ideal rates for you and your family. With this plan, you can choose to visit any provider on the plan any time you want. You expected to stay with a specific provider for your health care needs. You can also choose to visit a provider who is not part of the network although the benefits you receive when visiting a network provider will be lower. What is the benefit of using this PPO plan? When you use the providers within the network, you will be receiving quality medical care with the highest level of benefits at the lowest rates. Your out-of-pocket expenses will be significantly lower when you utilize a healthcare provider within the network. You do not have the hassle of filling out forms to receive services. Another added benefit is that each family member that is covered is not required to use the same physician as you. Ea...

When was the last time you were able to make a nice, healthy home-cooked meal for your family? You remember the kind, where you could actually go to the grocery store and leisurely shop the aisles to select the ingredients for the recipe you want to cook that night. The kind of recipe that not only puts a smile on the faces of your family but gives you the peace of knowing that you are contributing to the health of your family by providing them with food not only prepared by you with love but is good for them as well. If you're like most working Americans it's probably not the norm for you, in fact, the closest thing you've come to a home cooked meal in a very long time is picking up dinner from the nearest fast food restaurant closest to your home. You just don't have the time. By the time you get out of work, get to the grocery store and get the food home to prepare it, it's already almost time for bed! And I can't tell you how many time I personally burnt a m...

First you must understand what an asset is because I believe that some may be confused about this. According to Robert Kiyosaki in his book Rich Dad Poor Dad, which in my opinion is a must read, an asset is defined in simple terms as anything that makes you money. So stocks and bonds would be assets, real estate if it is rented is an asset, real estate that increases in value therefore allowing you to trade up is an asset, a business is an asset. Anything that you can buy for one price and sell for a higher price would be an asset. Your assets are the key to your financial freedom because they are working for you while you are sleeping, spending time with your family or working at your other job. Assets are like little financial helpers that ultimately help you achieve your goals. Liabilities on the other hand slowly cause erosion in the foundation of your financial goals. They eat away first at your savings or home equity and ultimately in the form of credit cards that build up your d...